I read many guides on character building and would like to know your comments/suggestions for the stats I came up with. I did not start game yet as I don't want to build them up and have to start all over if I make mistake. Thank you for all your help!

This is what I came up with to set my goal once I reach level 180 (total stats: level 179 X 3 stat points each level = 537 + 5 bonus points + 3 base stats from character chosen = 545 points):

Fire Killer with Kurogane Juzo as character (base stats 1 STR, 1 Con, 1 INT):

STR: 334
CON: 151
INT: 1 (to unlock fire attack assist skill)
WIS: 55
AGI: 4

After reborn put everything to STR.

Water Priest with Breillat (but using Konno Tsuruko base stats 2 INT, 1 WIS):

STR: 0
CON: 243
INT: 132
WIS: 170
AGI: 0

After reborn put everything into INT so I can boost the magical and assist skills.

Wind Knight-STR build with Sid (base stat 2 STR, 1 Con):

STR: 189
CON: 176
INT: 7 (to unlock coma assist skill)
WIS: 49
AGI: 124

After reborn put everything into STR so I can do heavy damage.

Earth Mage-Knight with Betty (base stats 1 INT, 2 AGI):

STR: 4
CON: 293
INT: 4
WIS: 58
AGI: 186

After reborn put everything into INT to be strong mage.

And this is what it will be if I go all the way to 199 if I really want to challenge myself... total stats: level 198 X 3 stats point each level = 594 + 5 bonus stats + 3 base stats from character chosen = 602.

Fire Killer with Kurogane Juzo:

STR: 391
CON: 151
INT: 1 (to unlock fire attack assist skill)
WIS: 55
AGI: 4

After reborn put everything into STR.

Water Priest with Breillat but using Konno Tsuruko's stats

STR: 0
CON: 250
INT: 132
WIS: 220
AGI: 0

After reborn put everything into INT.

Wind Knight-STR built with Sid

STR: 221
CON: 201
INT: 7 (to unlock coma assist skill)
WIS: 49
AGI: 124

After reborn put everything into STR.

Earth Mage-Knight with Betty

STR: 4
CON: 350
INT: 4
WIS: 58
AGI: 186

After reborn put everything into INT.