while not on topic rosefurt the points are for solely for learning storm (already level 18 beating for me) as even just 100 AGI ensures first hit and perfect combo rates against monsters 90-100 with the proper steel hammer (or shadow pestle but this doesn't add DEF and can't use it for skills that you can only use a sword for). Only Wind should surpass 100 AGI by level 100 (and preferably long before then, HP should be in the 900-1000's at 100, hot springs help with this, I'm going to get 950 HP then put points into WIS for coma).